Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$369,022$346,499
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.270%7.320%
Blended rate6.820%7.560%
1st payment$2,373.71$2,380.21
2nd payment$0.00$0.00
Taxes / mo$414.08$414.08
Insurance / mo$150.00$150.00
MI / mo$176.32$69.30
HOA / mo$239.00$239.00
Total monthly$3,353.11$3,252.59
Cash to close$15,977$38,500