Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$254,098$232,200
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.230%7.320%
Blended rate6.080%7.560%
1st payment$1,493.71$1,595.05
2nd payment$0.00$0.00
Taxes / mo$349.92$349.92
Insurance / mo$150.00$150.00
MI / mo$192.03$46.44
HOA / mo$0.00$0.00
Total monthly$2,185.66$2,141.41
Cash to close$3,902$25,800