Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$273,368$273,368$616,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$343,132$0
Funding fee$1,367$1,367$0
Note rate2.720%2.720%7.320%
Blended rate2.720%5.520%7.560%
1st payment$1,280.96$1,280.96$4,234.93
2nd payment$0.00$2,216.06$0.00
Taxes / mo$71.42$71.42$71.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$123.30
HOA / mo$41.25$41.25$41.25
Total monthly$1,560.29$3,776.36$4,637.56
Cash to close$411,632$68,500$68,500