Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$361,844$365,400
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.100%7.400%
Blended rate7.650%7.640%
1st payment$2,490.11$2,529.96
2nd payment$0.00$0.00
Taxes / mo$209.42$209.42
Insurance / mo$150.00$150.00
MI / mo$169.83$73.08
HOA / mo$39.00$39.00
Total monthly$3,058.35$3,001.45
Cash to close$44,156$40,600