Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$202,418$202,418$238,500
Remaining term (yrs)22.822.830.0
Secondary amount$0$36,082$0
Funding fee$1,012$1,012$0
Note rate3.600%3.600%7.320%
Blended rate3.600%4.417%7.560%
1st payment$1,082.02$1,082.02$1,638.33
2nd payment$0.00$270.61$0.00
Taxes / mo$316.33$316.33$316.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$47.70
HOA / mo$430.00$430.00$430.00
Total monthly$1,978.35$2,248.97$2,582.36
Cash to close$62,582$26,500$26,500