Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$260,991
Remaining term (yrs)——30.0
Secondary amount$0$260,991$0
Funding fee$0$0$0
Note rate3.500%3.500%7.400%
Blended rate3.500%7.750%7.640%
1st payment$0.00$0.00$1,807.05
2nd payment$0.00$1,685.57$0.00
Taxes / mo$241.66$241.66$241.66
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$52.20
HOA / mo$200.00$200.00$200.00
Total monthly$591.66$2,277.23$2,450.91
Cash to close$289,990$28,999$28,999