Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$288,209$287,550
Remaining term (yrs)23.730.0
Secondary amount$0$0
Funding fee$1,441$0
Note rate3.260%7.400%
Blended rate3.260%7.640%
1st payment$1,450.70$1,990.94
2nd payment$0.00$0.00
Taxes / mo$399.00$399.00
Insurance / mo$150.00$150.00
MI / mo$0.00$57.51
HOA / mo$580.00$580.00
Total monthly$2,579.70$3,177.45
Cash to close$31,291$31,950