Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$362,788$362,788$449,999
Remaining term (yrs)25.325.330.0
Secondary amount$0$87,211$0
Funding fee$1,814$1,814$0
Note rate3.550%3.550%7.320%
Blended rate3.550%4.606%7.560%
1st payment$1,807.36$1,807.36$3,091.18
2nd payment$0.00$654.08$0.00
Taxes / mo$622.42$622.42$622.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$117.00$117.00$117.00
Total monthly$2,713.44$3,367.53$4,087.26
Cash to close$137,211$50,000$50,000