Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$51,214$51,214$234,000
Remaining term (yrs)8.78.730.0
Secondary amount$0$182,786$0
Funding fee$256$256$0
Note rate5.720%5.720%7.400%
Blended rate5.720%7.501%7.640%
1st payment$616.57$616.57$1,620.17
2nd payment$0.00$1,218.58$0.00
Taxes / mo$216.67$216.67$216.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$46.80
HOA / mo$0.00$0.00$0.00
Total monthly$983.24$2,201.81$2,033.64
Cash to close$208,786$26,000$26,000