Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$165,827$165,827$359,910
Remaining term (yrs)24.424.430.0
Secondary amount$0$194,083$0
Funding fee$829$829$0
Note rate2.730%2.730%7.400%
Blended rate2.730%5.572%7.640%
1st payment$774.16$774.16$2,491.94
2nd payment$0.00$1,293.89$0.00
Taxes / mo$226.75$226.75$226.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.98
HOA / mo$8.33$8.33$8.33
Total monthly$1,159.24$2,453.12$2,949.01
Cash to close$234,073$39,990$39,990