Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$82,328$82,328$207,000
Remaining term (yrs)17.417.430.0
Secondary amount$0$124,672$0
Funding fee$412$412$0
Note rate4.410%4.410%7.320%
Blended rate4.410%6.572%7.560%
1st payment$563.27$563.27$1,421.95
2nd payment$0.00$831.15$0.00
Taxes / mo$191.67$191.67$191.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$41.40
HOA / mo$0.00$0.00$0.00
Total monthly$904.94$1,736.08$1,805.01
Cash to close$147,672$23,000$23,000