Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$327,650$327,650$2,475,000
Remaining term (yrs)15.915.930.0
Secondary amount$0$2,147,350$0
Funding fee$1,638$1,638$0
Note rate7.620%7.620%7.400%
Blended rate7.620%7.733%7.640%
1st payment$2,950.07$2,950.07$17,136.40
2nd payment$0.00$13,868.30$0.00
Taxes / mo$834.00$834.00$834.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$495.00
HOA / mo$123.33$123.33$123.33
Total monthly$4,124.06$17,992.37$18,805.40
Cash to close$2,422,350$275,000$275,000