Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$170,182$170,182$324,000
Remaining term (yrs)24.224.230.0
Secondary amount$0$153,818$0
Funding fee$851$851$0
Note rate2.720%2.720%7.400%
Blended rate2.720%5.227%7.640%
1st payment$797.45$797.45$2,243.31
2nd payment$0.00$1,025.45$0.00
Taxes / mo$286.25$286.25$286.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,233.70$2,259.15$2,744.36
Cash to close$189,818$36,000$36,000