Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$167,829$167,829$477,000
Remaining term (yrs)17.917.930.0
Secondary amount$0$309,171$0
Funding fee$839$839$0
Note rate4.140%4.140%7.400%
Blended rate4.140%6.480%7.640%
1st payment$1,103.40$1,103.40$3,302.65
2nd payment$0.00$1,996.73$0.00
Taxes / mo$441.67$441.67$441.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$95.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,711.73$3,708.46$4,006.38
Cash to close$362,171$53,000$53,000