Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$490,134$472,500
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$2,451$0
Note rate7.220%7.320%
Blended rate7.220%7.560%
1st payment$3,421.60$3,245.75
2nd payment$0.00$0.00
Taxes / mo$294.33$294.33
Insurance / mo$166.67$166.67
MI / mo$0.00$94.50
HOA / mo$35.42$35.42
Total monthly$3,918.02$3,836.67
Cash to close$34,866$52,500