Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$396,686$396,686$701,910
Remaining term (yrs)25.325.330.0
Secondary amount$0$305,224$0
Funding fee$1,983$1,983$0
Note rate3.560%3.560%7.400%
Blended rate3.560%5.382%7.640%
1st payment$1,978.38$1,978.38$4,859.88
2nd payment$0.00$1,971.24$0.00
Taxes / mo$649.92$649.92$649.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$140.38
HOA / mo$250.00$250.00$250.00
Total monthly$3,094.96$5,066.20$6,116.85
Cash to close$383,214$77,990$77,990