Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$489,738$440,901
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.220%7.400%
Blended rate7.770%7.640%
1st payment$3,405.90$3,052.71
2nd payment$0.00$0.00
Taxes / mo$443.75$443.75
Insurance / mo$166.67$166.67
MI / mo$229.52$88.18
HOA / mo$171.00$171.00
Total monthly$4,416.83$3,922.31
Cash to close$152$48,989