Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$367,760$350,991
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.430%7.400%
Blended rate6.980%7.640%
1st payment$2,402.81$2,430.19
2nd payment$0.00$0.00
Taxes / mo$352.67$352.67
Insurance / mo$150.00$150.00
MI / mo$175.51$70.20
HOA / mo$23.00$23.00
Total monthly$3,103.99$3,026.06
Cash to close$22,230$38,999