Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$435,165$381,600
Remaining term (yrs)29.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.480%7.320%
Blended rate7.030%7.560%
1st payment$2,749.82$2,621.33
2nd payment$0.00$0.00
Taxes / mo$109.08$109.08
Insurance / mo$150.00$150.00
MI / mo$199.81$76.32
HOA / mo$0.00$0.00
Total monthly$3,208.72$2,956.73
Cash to close$0$42,400