Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$403,034$404,100
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$2,015$0
Note rate6.640%7.400%
Blended rate6.640%7.640%
1st payment$2,623.16$2,797.91
2nd payment$0.00$0.00
Taxes / mo$149.42$149.42
Insurance / mo$150.00$150.00
MI / mo$0.00$80.82
HOA / mo$139.00$139.00
Total monthly$3,061.58$3,317.14
Cash to close$45,966$44,900