Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$170,610$170,610$450,000
Remaining term (yrs)24.724.730.0
Secondary amount$0$279,390$0
Funding fee$853$853$0
Note rate2.990%2.990%7.400%
Blended rate2.990%5.945%7.640%
1st payment$811.81$811.81$3,115.71
2nd payment$0.00$1,804.40$0.00
Taxes / mo$210.08$210.08$210.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,188.56$2,992.96$3,582.46
Cash to close$329,390$50,000$50,000