Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$369,219$373,410
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.810%7.320%
Blended rate7.360%7.560%
1st payment$2,496.68$2,565.07
2nd payment$0.00$0.00
Taxes / mo$620.17$620.17
Insurance / mo$150.00$150.00
MI / mo$175.35$74.68
HOA / mo$17.50$17.50
Total monthly$3,459.70$3,427.42
Cash to close$45,681$41,490