Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$151,436$151,436$225,000
Remaining term (yrs)21.821.830.0
Secondary amount$0$73,564$0
Funding fee$757$757$0
Note rate4.540%4.540%7.400%
Blended rate4.540%5.998%7.640%
1st payment$910.01$910.01$1,557.85
2nd payment$0.00$551.73$0.00
Taxes / mo$251.50$251.50$251.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$45.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,311.51$1,863.24$2,004.35
Cash to close$98,564$25,000$25,000