Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$207,436$207,436$265,050
Remaining term (yrs)24.224.230.0
Secondary amount$0$57,614$0
Funding fee$1,037$1,037$0
Note rate2.770%2.770%7.400%
Blended rate2.770%4.124%7.640%
1st payment$977.30$977.30$1,835.15
2nd payment$0.00$432.10$0.00
Taxes / mo$648.25$648.25$648.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.01
HOA / mo$153.33$153.33$153.33
Total monthly$1,928.88$2,360.98$2,839.74
Cash to close$87,064$29,450$29,450