Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$137,781$137,781$432,897
Remaining term (yrs)23.323.330.0
Secondary amount$0$295,116$0
Funding fee$689$689$0
Note rate3.600%3.600%7.320%
Blended rate3.600%6.429%7.560%
1st payment$724.75$724.75$2,973.70
2nd payment$0.00$1,905.96$0.00
Taxes / mo$243.67$243.67$243.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,135.08$3,041.04$3,470.62
Cash to close$343,216$48,100$48,100