Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$328,410
Remaining term (yrs)0.00.030.0
Secondary amount$0$328,410$0
Funding fee$0$0$0
Note rate8.190%8.190%7.400%
Blended rate9.040%7.750%7.640%
1st payment$619.68$619.68$2,273.84
2nd payment$0.00$2,120.98$0.00
Taxes / mo$176.50$176.50$176.50
Insurance / mo$150.00$150.00$150.00
MI / mo$58.76$58.76$65.68
HOA / mo$5.00$5.00$5.00
Total monthly$1,009.94$3,130.92$2,671.03
Cash to close$364,900$36,490$36,490