Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$207,258$207,258$810,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$602,742$0
Funding fee$1,036$1,036$0
Note rate2.750%2.750%7.400%
Blended rate2.750%6.471%7.640%
1st payment$983.86$983.86$5,608.28
2nd payment$0.00$3,892.71$0.00
Taxes / mo$1,100.08$1,100.08$1,100.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$162.00
HOA / mo$83.00$83.00$83.00
Total monthly$2,383.61$6,276.32$7,170.03
Cash to close$692,742$90,000$90,000