Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$66,346$66,346$197,910
Remaining term (yrs)12.512.530.0
Secondary amount$0$131,564$0
Funding fee$0$0$0
Note rate4.980%4.980%7.400%
Blended rate5.830%7.273%7.640%
1st payment$589.41$589.41$1,370.29
2nd payment$0.00$877.09$0.00
Taxes / mo$103.08$103.08$103.08
Insurance / mo$150.00$150.00$150.00
MI / mo$77.95$77.95$39.58
HOA / mo$0.00$0.00$0.00
Total monthly$920.44$1,797.54$1,662.95
Cash to close$153,554$21,990$21,990