Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$334,427$334,427$377,910
Remaining term (yrs)28.928.930.0
Secondary amount$0$43,483$0
Funding fee$1,672$1,672$0
Note rate6.720%6.720%7.400%
Blended rate6.720%6.982%7.640%
1st payment$2,185.85$2,185.85$2,616.57
2nd payment$0.00$326.13$0.00
Taxes / mo$19.92$19.92$19.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.58
HOA / mo$35.83$35.83$35.83
Total monthly$2,391.60$2,717.72$2,897.90
Cash to close$85,473$41,990$41,990