Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$324,189$305,910
Remaining term (yrs)28.330.0
Secondary amount$0$0
Funding fee$1,621$0
Note rate6.720%7.320%
Blended rate6.720%7.560%
1st payment$2,133.15$2,101.39
2nd payment$0.00$0.00
Taxes / mo$321.67$321.67
Insurance / mo$150.00$150.00
MI / mo$0.00$61.18
HOA / mo$0.00$0.00
Total monthly$2,604.82$2,634.24
Cash to close$15,711$33,990