Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$165,067$165,067$283,500
Remaining term (yrs)21.221.230.0
Secondary amount$0$118,433$0
Funding fee$0$0$0
Note rate3.950%3.950%7.400%
Blended rate4.800%6.137%7.640%
1st payment$955.18$955.18$1,962.90
2nd payment$0.00$789.55$0.00
Taxes / mo$239.42$239.42$239.42
Insurance / mo$150.00$150.00$150.00
MI / mo$142.58$142.58$56.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,487.17$2,276.72$2,409.01
Cash to close$149,933$31,500$31,500