Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$326,171$326,171$355,500
Remaining term (yrs)28.428.430.0
Secondary amount$0$29,329$0
Funding fee$1,631$1,631$0
Note rate6.850%6.850%7.400%
Blended rate6.850%7.027%7.640%
1st payment$2,169.87$2,169.87$2,461.41
2nd payment$0.00$219.97$0.00
Taxes / mo$161.67$161.67$161.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,481.54$2,701.51$2,844.18
Cash to close$68,829$39,500$39,500