Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$548,472$521,999
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$2,742$0
Note rate6.580%7.400%
Blended rate6.580%7.640%
1st payment$3,524.48$3,614.22
2nd payment$0.00$0.00
Taxes / mo$483.33$483.33
Insurance / mo$166.67$166.67
MI / mo$0.00$104.40
HOA / mo$0.00$0.00
Total monthly$4,174.48$4,368.62
Cash to close$31,527$58,000