Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$358,012$358,012$629,100
Remaining term (yrs)24.424.430.0
Secondary amount$0$271,088$0
Funding fee$1,790$1,790$0
Note rate2.730%2.730%7.400%
Blended rate2.730%4.893%7.640%
1st payment$1,671.36$1,671.36$4,355.76
2nd payment$0.00$1,750.78$0.00
Taxes / mo$582.50$582.50$582.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.82
HOA / mo$129.67$129.67$129.67
Total monthly$2,550.20$4,300.98$5,360.42
Cash to close$340,988$69,900$69,900