Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$434,901$434,901$486,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$51,099$0
Funding fee$2,175$2,175$0
Note rate3.920%3.920%7.320%
Blended rate3.920%4.454%7.560%
1st payment$2,245.87$2,245.87$3,338.48
2nd payment$0.00$383.24$0.00
Taxes / mo$284.33$284.33$284.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.20
HOA / mo$65.00$65.00$65.00
Total monthly$2,761.87$3,145.11$3,951.68
Cash to close$105,099$54,000$54,000