Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$353,428$353,428$382,500
Remaining term (yrs)23.623.630.0
Secondary amount$0$29,072$0
Funding fee$1,767$1,767$0
Note rate3.260%3.260%7.320%
Blended rate3.260%3.696%7.560%
1st payment$1,783.11$1,783.11$2,627.51
2nd payment$0.00$218.04$0.00
Taxes / mo$276.25$276.25$276.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,209.36$2,427.40$3,130.26
Cash to close$71,572$42,500$42,500