Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$91,524$91,524$391,500
Remaining term (yrs)14.914.930.0
Secondary amount$0$299,976$0
Funding fee$458$458$0
Note rate4.320%4.320%7.400%
Blended rate4.320%6.948%7.640%
1st payment$691.76$691.76$2,710.67
2nd payment$0.00$1,937.35$0.00
Taxes / mo$104.92$104.92$104.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.30
HOA / mo$32.92$32.92$32.92
Total monthly$979.60$2,916.94$3,076.80
Cash to close$343,476$43,500$43,500