Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$270,495$264,150
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$1,352$0
Note rate6.670%7.320%
Blended rate6.670%7.560%
1st payment$1,765.83$1,814.53
2nd payment$0.00$0.00
Taxes / mo$61.67$61.67
Insurance / mo$150.00$150.00
MI / mo$0.00$52.83
HOA / mo$100.00$100.00
Total monthly$2,077.50$2,179.02
Cash to close$23,005$29,350