Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$309,415$218,700
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$1,547$0
Note rate2.630%7.400%
Blended rate2.630%7.640%
1st payment$1,382.58$1,514.23
2nd payment$0.00$0.00
Taxes / mo$232.58$232.58
Insurance / mo$150.00$150.00
MI / mo$0.00$43.74
HOA / mo$0.00$0.00
Total monthly$1,765.16$1,940.56
Cash to close$0$24,300