Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$450,705$449,991
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.090%7.320%
Blended rate6.640%7.560%
1st payment$2,858.92$3,091.13
2nd payment$0.00$0.00
Taxes / mo$384.25$384.25
Insurance / mo$166.67$166.67
MI / mo$216.46$90.00
HOA / mo$32.00$32.00
Total monthly$3,658.30$3,764.04
Cash to close$49,285$49,999