Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$376,920
Remaining term (yrs)15.115.130.0
Secondary amount$0$376,920$0
Funding fee$0$0$0
Note rate3.000%3.000%7.400%
Blended rate3.000%7.750%7.640%
1st payment$0.00$0.00$2,609.72
2nd payment$0.00$2,434.28$0.00
Taxes / mo$349.00$349.00$349.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.38
HOA / mo$620.00$620.00$620.00
Total monthly$1,119.00$3,553.28$3,804.10
Cash to close$418,800$41,880$41,880