Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$418,737$378,000
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$2,094$0
Note rate6.820%7.320%
Blended rate6.820%7.560%
1st payment$2,804.73$2,596.60
2nd payment$0.00$0.00
Taxes / mo$350.00$350.00
Insurance / mo$150.00$150.00
MI / mo$0.00$75.60
HOA / mo$510.00$510.00
Total monthly$3,814.73$3,682.20
Cash to close$1,263$42,000