Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$129,857$129,857$270,000
Remaining term (yrs)21.321.330.0
Secondary amount$0$140,143$0
Funding fee$649$649$0
Note rate3.930%3.930%7.320%
Blended rate3.930%6.043%7.560%
1st payment$748.19$748.19$1,854.71
2nd payment$0.00$934.28$0.00
Taxes / mo$392.42$392.42$392.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,290.60$2,224.89$2,451.13
Cash to close$170,143$30,000$30,000