Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$598,410
Remaining term (yrs)27.527.530.0
Secondary amount$0$598,410$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.750%7.640%
1st payment$0.00$0.00$4,143.27
2nd payment$0.00$3,864.73$0.00
Taxes / mo$433.00$433.00$433.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$119.68
HOA / mo$55.00$55.00$55.00
Total monthly$654.67$4,519.40$4,917.62
Cash to close$664,900$66,490$66,490