Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$323,843$265,410
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.580%7.320%
Blended rate7.130%7.560%
1st payment$2,084.96$1,823.18
2nd payment$0.00$0.00
Taxes / mo$363.17$363.17
Insurance / mo$150.00$150.00
MI / mo$149.94$53.08
HOA / mo$0.00$0.00
Total monthly$2,748.06$2,389.43
Cash to close$0$29,490