Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$537,897$521,550
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$2,689$0
Note rate6.810%7.400%
Blended rate6.810%7.640%
1st payment$3,550.91$3,611.11
2nd payment$0.00$0.00
Taxes / mo$85.33$85.33
Insurance / mo$166.67$166.67
MI / mo$0.00$104.31
HOA / mo$0.00$0.00
Total monthly$3,802.91$3,967.42
Cash to close$41,603$57,950