Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$462,636$449,910
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.690%7.320%
Blended rate7.240%7.560%
1st payment$3,096.02$3,090.57
2nd payment$0.00$0.00
Taxes / mo$1,048.42$1,048.42
Insurance / mo$166.67$166.67
MI / mo$220.13$89.98
HOA / mo$25.00$25.00
Total monthly$4,556.24$4,420.63
Cash to close$37,264$49,990