Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$513,263$467,991
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,566$0
Note rate6.120%7.400%
Blended rate6.120%7.640%
1st payment$3,261.26$3,240.28
2nd payment$0.00$0.00
Taxes / mo$581.58$581.58
Insurance / mo$166.67$166.67
MI / mo$0.00$93.60
HOA / mo$160.00$160.00
Total monthly$4,169.51$4,242.12
Cash to close$6,727$51,999