Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$520,882$520,882$566,100
Remaining term (yrs)27.227.230.0
Secondary amount$0$45,218$0
Funding fee$2,604$2,604$0
Note rate4.990%4.990%7.400%
Blended rate4.990%5.310%7.640%
1st payment$2,912.77$2,912.77$3,919.56
2nd payment$0.00$339.14$0.00
Taxes / mo$524.17$524.17$524.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$113.22
HOA / mo$118.00$118.00$118.00
Total monthly$3,721.60$4,060.74$4,841.62
Cash to close$108,118$62,900$62,900