Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$175,597$189,000
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$878$0
Note rate6.650%7.320%
Blended rate6.650%7.560%
1st payment$1,144.03$1,298.30
2nd payment$0.00$0.00
Taxes / mo$175.00$175.00
Insurance / mo$150.00$150.00
MI / mo$0.00$37.80
HOA / mo$0.00$0.00
Total monthly$1,469.03$1,661.10
Cash to close$34,403$21,000